Welcome to this 3-bedroom, 3-bath home in Toccoa, set outside of a formal subdivision with no mandatory HOA. Thoughtfully planned, the interior provides 1,995 square feet of finished living space with an open, livable feel from room to room. A bright, open kitchen offers generous workspace, storage, and a direct view into the main gathering spaces. A central family room and dining area provide a welcoming place to unwind, gather, and enjoy time together. Step outside to approximately 14.25 acres, creating a comfortable setting for outdoor living and weekend gatherings. The property includes parking available, offering convenience for residents and guests. Located in Toccoa but outside a traditional subdivision, this home combines neighborhood convenience with a non HOA setting. After roughly 84 days on the market, this home remains a strong option in the area. With an asking price of $539,000, this property represents an appealing opportunity in the current market.